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Ramit Sethi

I Will Teach You to Be Rich: No Guilt, No Excuses - Just a 6-Week Programme That Works

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SUMMARY:I Will Teach You To Be Richis a practical approach delivered with a non-judgemental style based on the four pillars of personal finance ’ banking, saving, budgeting and investing ’ and the wealth-building ideas of personal entrepreneurship.Witty, entertaining, wise and practical, Ramit Sethi explains how to automate your money flow — i.e. earn while sleeping, why your new best friend should be the taxman and how to beat banks and credit cards at the fee game. How do you negotiate a raise? How can you manage student loans? And can you still enjoy your daily latte and buy that iPhone? Sethi’s 6-week plan shows you how:Week 1: Optimise your credit cards and learn exactly what to say to get fees waived Week 2: Set up no-fee, high-interest bank accounts that won’t cost you Week 3: Open investment accounts even with a small amount of money Week 4: Figure out how much you’re spending. And then learn how to make your money go where you want it to go! Week 5: Automate your new infrastructure to make your accounts play nicely together Week 6: Why investing isn’t the same as picking stocks — how to get the most out of the market with very little work.
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  • b9393277619цитуєминулого місяця
    One of the key differences between rich people and everyone else is that rich people plan before they need to plan.
  • aarongqцитує5 років тому
    6. Use your rewards
  • aarongqцитує5 років тому
    I have two credit cards. My primary credit card is a Citibank Premier Pass Elite. Citibank offers no-fee and for-fee versions of this card (the no-fee card offers half the rewards). I ran the calculations and decided to pay the $75 annual fee because I spend enough to justify the cost. With this card, I earn one point for every dollar I spend and one point for every mile I fly, plus free companion fares for domestic flights over $379. You can check this card out, along with the free version, at www.citicards.com.
    I also have a United Airlines student card that I got many years ago. I use this card only to maintain my credit history, so I’ve set up an automatic charge of $12.95/month for a music subscription site

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